The Bankers Bulletin
Every quarter we send out a newsletter about what's going on with our business and what our customers need to know.
Bond Portfolio Losses and the Liquidity Quest
Much has been written about the staggering level of unrealized losses in community bank securities portfolios triggered by the rapid rise in interest rates in 2022. Tangible capital ratios fell to low single digits or even negative due to these losses being recorded in the banks’ capital accounts as “other comprehensive income” (bypassing the income…
A Message from the CEO, November 2022
We are fresh off the TBB Road Shows and I was so glad to see so many friends. We hosted almost 200 people in five cities and discussed new iWeb features, faster payments, cyber security, cryptocurrency, and capital lending alternatives. Importantly we learned what we do well and what we can improve upon. If we…
Save the Date!
Bankers Bancorp Annual Shareholder Meeting Friday, March 24, 2023 The Bankers Bank Golf ClassicMonday, June 12, 2023
A Subordinated Debt Discussion
According to research firms, subordinated debt offerings by bank holding companies (BHCs) have grown significantly in the past few years. There appear to be two main drivers of this trend. First, low interest rates made high dollar issuances with longer terms more appealing. Second, in 2018, the asset threshold to qualify for the Small Bank…
Hot Topics in the Banking Industry
Thank you to everyone who took the time to join The Bankers Bank on our 2022 Road Show Tour! It was great to see and visit with those of you who were able to attend. If you could not be with us in person, we missed you. We shared a lot of information both on…
TBB Security Code List to be Delivered Electronically
Beginning the second quarter of 2023, the Security Code List for call-in wires will no longer be mailed. TBB is moving to electronic delivery. Although most use call-in wires as a contingency, keep in mind that when you need it, you need it. To facilitate this change, new documents must be completed by March of…
Road Show 2022
We loved seeing each of you at the TBB Road Shows during August, September and October. It was great to share information and hear your suggestions. Thank you for attending! Program materials available here.
Superhero Banks
On October 25th, five banks in Oklahoma joined together to provide education and a strong focus on fraud and cybersecurity to both local small businesses and the senior members of their communities. “Fight Cyber-Crime with your Bank” was developed by staff from all four banks in Alva and the bank in Hopeton. This extraordinary collaboration…